Apply today to receive the long-term financing your restaurant needs, fast!

We've tailored our loan products to specifically meet the needs of restaurateurs across the US with business loans available from $5,000 to $1 million and loan terms up to 3 years.

Get your funds in 3 easy steps


Complete the quote form

Tell us about your business and receive an instant quote. It only takes 10 minutes to complete. Plus, you'll receive your term, payment, and financing information.


Funding process

Your local loan consultant will contact you if any additional documents are needed during funding.


Receive your funds

Once approved and all documents are signed, your funds will be transferred into your business account in as little as 3 days!

Receive an Instant Quote

For your security, create a login and password to start building your business loan.


*Password must contain at least one number and be at least eight characters long.

By continuing, you consent to the ARF Financial Terms of Service and Privacy Policy, in addition to being contacted via the information provided (via phone, email or text) to discuss your interest in a loan product. You may unsubscribe from all communications at any time.

Minimum Eligibility Requirements*

*Meeting these requirements doesn't guarantee a funded loan. Other criteria will be evaluated during our approval process to determine eligibility.

Time in Business

You should be in business for at least 3 months.

Business Revenue

Minimum annual sales of $250,000.

Credit Score

Your business credit score needs to be above 551.

Restaurant Experts

We specialize in funding restaurants and hospitality businesses, along with other small business retailers.

Since 2001, we've helped over 6,000 single-unit, multi-unit, and national franchises obtain loan proceeds in excess of $750,000,000.